Best Way To Buy Ripple (XRP) With PayPal or Credit Card


Before you see how to Buy Ripple (XRP) With PayPal or Credit or Debit card in 2018, you need to know that most of the exchange houses don’t accept them. Why? payments done through PayPal and Credit Card are reversible and transactions of crypto coins are irreversible. PayPal transactions can be easily canceled and when that happens, after the seller has transferred the purchased bitcoins into another portfolio, the seller suffers loss. Fraudulent chargeback makes selling cryptocoins a nightmare for sellers. However some firms have found alternative methods to avoid fraud and they offer cryptocoins for sale on their platform.

Best Method To Buy Ripple (XRP) With PayPal & Credit Card

Buying Bitcoin or Ripple (XRP) with PayPal or Credit Card is a good alternative if you need a small amount of coin or if you need it quickly. But it must also be imperative to assume that Buy Ripple (XRP) With PayPal or Credit Card is a practice subject to higher fees, due to the high risk of fraud and higher fees for processing.

If you are buying with a PayPal account connected to your credit or debit card, you can save good amount of fees by doing the transaction directly with your credit card or debit card.

Note : If you’re looking to buy Ripple (XRP) for trading purposes only >>> check out our previous post featuring Plus500 CFD.

Buy Ripple (XRP) With PayPal & Credit Card

Following are the instructions to buy ripple (xrp) with paypal, credit card or debit card without giving your identification documents or kyc. In this guide we first buy bitcoin from VirWoX exchange and later we’ll trade those bitcoins with ripple (xrp) coin. Although you cannot buy bitcoins with PayPal directly through VirWoX, it is possible to buy Second Life Lindens (SLL) and then sell these for bitcoins. This is a lengthy process but hundred percent safe and legal way.

What is VirWox? This is a site for the exchange of World Virtual Currencies which was initially created for the exchange of Lindens of Second Life (virtual currency also known as SLL). VirWox is also a good intermediary to buy Bitcoin using a credit card.

Phase One : Buy Bitcoin At VirWoX

Step One : Open a VirWoX account

First of all, you need to open a new account on VirWoX exchange (Click Here). Here is the link at the top left “not yet registered”.

Then you will have to enter your personal data, when it requires the name of the avatar you must leave this passage by putting “no avatar“. After all, the avatar is that of the Second Life game and we are not interested in this. Once done we must click on “Register” and we will receive an email with our temporary password. It is advisable to change your password before starting to transfer money from this site.

Ignore message saying “Your avatar connection has not been validated yet“, you don’t need to verify your avatar.

Step Two : Deposit Money into VirWoX

Now you have to deposit some money in your account. To do so, click on “Deposit” on the left side. Just enter the amount you want to deposit and click the “Checkout with PayPal” button for PayPal. You will be re-directed to your PayPal account, where you can login and make the payment. You can also choose checkout with Visa, Master Card, American Express, JCB or Diners as per your Credit Card company.

Once clicked, you have to enter your credit card info or login to PayPal to complete the deposit process. Once the money has been deposited, you will see how the balance of your account in US Dollars (USD) appears in the upper left corner of VirWoX

VirWoX also support many other payment processor i.e. UKASH, Paysafe Card, Money Bookers, Sofort banking or Neteller etc.

Note : New accounts will have restrictions on how much you are able deposit.

Step Three : Trade EUR, USD or GBP into Linden Dollars

Now we are ready to buy Bitcoin! The first step is to buy Linden Dollar (SLL). On the VirWoX homepage, click on the link that lists your currency’s trading pair with SLL (EUR/SLL, USD/SLL, GBP/SLL). For example, if you deposited your money in USD then click on USD/SLL. This will take you to a page that lets you trade from your currency into Linden Dollars.

You have two options on how you want to trade: market trade and limit trade. By trading at the “market price” you will agree to sell your currency for Linden Dollars at the highest amount that someone else has already agreed to pay for it. If you want to specify a certain price that you are willing to pay, you will need to use a “limit trade“.

If you choose to use a limit trade, you should ensure that your price is reasonable compared to the other prices in the “Offer to buy [your currency]” box at the top of the page. This will increase the chances of someone else accepting your limit trade.

Step Four : Trade SLL into Bitcoin

Once we have purchased the SLL will appear in our balance (top right), and it will be possible to exchange SLL with Bitcoin. To do this, go to the SLL / BTC exchange and change how many SLLs you want.

In the “BTC/SLL” section your bitcoin amount will default to the maximum you are able to purchase with your SLL balance.  You can also change this to Limit Trade and set your own price.

Step Five : Setup Bitcoin Wallet

Next, you’ll want your Bitcoin wallet from,

  • Go to and click on create your wallet.
  • Enter your email i’d and set a unique password
  • Click on Receive and a string of characters will pop up like this: 1BEVrRYyTGEt1ggiGnmBJsAzr7UUARUm4B. That is the address you’ll need for transferring bitcoins from VirWoX to your wallet.

When everything is ready, click “Done”.

Step Six : Transfer BTC from VirWoX to your Wallet

To withdraw your bitcoin from VirWoX exchange to wallet simply click on the “Withdraw” link under “My Accounts.” tab. You will need to specify the amount of bitcoin you would like to withdraw, as well as the bitcoin wallet address you would like to withdraw your bitcoins to. Paste the address you generated at wallet in previous step and hit the withdraw button. Shortly after your payment will be confirmed over the bitcoin blockchain.

Note : For new VirWoX accounts, bitcoin transfer can take up to 48 hours, but normally it takes six, You will get confirmation once your withdrawal has been processed. After the transaction is approved (it can take between 2 – 6

hours) it will be possible to see the Bitcoin in your wallet. After you receive bitcoin in your wallet, you can move to next step to convert these bitcoins in to Ripple (XRP).

Phase Two : Trade Bitcoins With Ripple (XRP)

Step One : Get a Ripple (XRP) Wallet

Alright, now it’s time to trade your BTC for XRP. To do this, you will first need a Ripple (XRP) address, so that Shapeshift can send the XRP Coins back to you. If you don’t have a ripple wallet or address, we recommend you to create a ripple wallet on gatehub and get your ripple deposit address (check instructions here). Get your Ripple (XRP) deposit address and note it down.

Step Two : Choose Which Coins to Trade

Next, you’ll go to and select Bitcoin as Deposit and Ripple (XRP) as Receive by clicking on the two big currency logos, just like image given below, and then clicking “Continue”.

When everything is ready, click “Continue”.

Step Three : Add the Details of Your Trade

Now Shapeshift will ask you for your Ripple and Bitcoin addresses. Bitcoin address is optional but highly recommended, in case of a fail transaction shapeshift will return your bitcoins to the address you provide.

Note : The Bitcoin refund address is optional but highly recommended. If transaction fails, Shapeshift will use your Bitcoin refund address to return your bitcoins. It is recommend you to generate an additional Bitcoin address for this purpose. You can do so in the same account that you generated your first address.

Click “I agree to the Terms”. When everything is ready, click “Start Transaction”.

Step Four : Finalize your Trade at Shapeshift

On the next page you’ll see the flashing text that says “Awaiting Deposit”. This means the Shapeshift website is ready for you to send them some Bitcoin. To send it to them, look for the string of text after “Send To This Address” for i.e 34xyTDnr23jUCxhhyfU8K7nghxhBnyYUwt. This is the Bitcoin address that Shapeshift created for your trade. Copy it and go back to and follow the next step.

Step Five : Transfer the Funds from BTC Wallet To Shapeshift

Locate “Send” button at the top left of your and click on it. Now paste the address Shapeshift gave you in previous step into the “Recipient” box. Type the amount of Bitcoin to send into the “Amount” box and click the blue “Send Funds” button. Click “Confirm” on the box that pops up, and your Bitcoin transaction to Shapeshift is complete.

Shortly after your payment is confirm over the bitcoin blockchain. Shapeshift will release your Ripple Coins (XRP) to the given wallet. That’s it.


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